I think that the main difference between Baccarat and Punto Banco lies not in the scoring system, but in how the cards are dealt, although it is identical but Punto Banco is the most common variant of Baccarat played in casinos worldwide.
You are correct that Punto Banco is the most common variant of Baccarat played in casinos worldwide. In both Baccarat and Punto Banco, the scoring system is the same, as both games follow the same rules when it comes to determining the value of the cards and calculating the final score for each hand. The main difference between the two lies in the way the cards are dealt, as you mentioned.
In Baccarat, players have the option to handle the cards themselves, whereas in Punto Banco, the dealer exclusively handles all of the cards, hence the name "Punto Banco," which means "Player Banker" in Italian and Spanish. This eliminates any potential perception of bias or favoritism when it comes to dealing the cards, ensuring a fair and impartial game for all players involved.
Overall, while the scoring system remains consistent between Baccarat and Punto Banco, the method of dealing the cards distinguishes Punto Banco as the more prevalent and standardized version of the game in the casino setting.
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