Professional Scottish poker player struggling to get mortgage

Even though Niall Farrell is the best professional poker player in Scotland, he has disclosed that he had trouble getting a mortgage despite having won over $11 million.

The Dumfries graduate gave up on a legal career and has been travelling the world and competing in tournaments for the past ten years. The 36-year-old, who has faced off against Neymar and Gerard Piqué of Barcelona in the past, revealed that his glamorous career didn't translate when it came to home ownership.

 

[swift]

i think improve your chances of getting a mortgage, you may need to demonstrate a stable income over a longer period of time, such as by earning income from sources other than poker or by having a history of consistent earnings over several years. You may also want to work with a mortgage broker who can help you find lenders that are more willing to work with self-employed

 

[gwolf666]

Niall Farrell, Scotland's top professional poker player, has earned over $11 million in his career but still struggled to secure a mortgage. Despite his success in the poker world and competing against stars like Neymar and Gerard Piqué, his career didn't make the home-buying process easier. After abandoning a legal career, Farrell has spent the last decade traveling and playing poker globally, but his glamorous lifestyle didn’t simplify financial matters like owning a home.

 

[swift]

Niall Farrell, Scotland's top professional poker player, has earned over $11 million in his career but still struggled to secure a mortgage. Despite his success in the poker world and competing against stars like Neymar and Gerard Piqué, his career didn't make the home-buying process easier. After abandoning a legal career, Farrell has spent the last decade traveling and playing poker globally, but his glamorous lifestyle didn’t simplify financial matters like owning a home.

i believe issue for Farrell was that his earnings come through tournaments and winnings, which didn't demonstrate a steady income to traditional mortgage lenders. He also has to pay his own taxes and expenses, unlike salaried workers who receive their income net of these costs.