In most cases, you should avoid taking insurance in Blackjack. Insurance is a side bet offered when the dealer's up card is an Ace, and it pays 2:1 if the dealer has a Blackjack. However, the odds of the dealer having a Blackjack are lower than the payout, making the insurance bet generally unfavorable for the player.
The house edge on insurance is higher than the main game, typically around 7.4%. While it might seem tempting to take insurance when the dealer shows an Ace, the bet is mathematically disadvantageous over the long term. The only situation where taking insurance might be justified is if you're counting cards and know that there are more tens and face cards remaining in the deck, which increases the likelihood of the dealer having a Blackjack. For most players, though, it's better to avoid insurance and stick with the main game strategy.
The house edge on insurance is higher than the main game, typically around 7.4%. While it might seem tempting to take insurance when the dealer shows an Ace, the bet is mathematically disadvantageous over the long term. The only situation where taking insurance might be justified is if you're counting cards and know that there are more tens and face cards remaining in the deck, which increases the likelihood of the dealer having a Blackjack. For most players, though, it's better to avoid insurance and stick with the main game strategy.
