Taking insurance in blackjack is generally not recommended because the odds don't favor it. The bet is based on the chance that the dealer has a blackjack, but the 2:1 payout doesn't compensate for the probability, making it a losing proposition over time. Unless you're counting cards and have a good reason to believe the deck is rich in 10-value cards, it's best to decline the insurance and stick with basic strategy for the main hand.
Should I take insurance if the dealer shows an Ace?
- Thread starter Jonah
- Start date
Absolutely right! Taking insurance in blackjack is typically not a good move due to the house edge it carries. The 2:1 payout may seem attractive, but the probability of the dealer having a blackjack does not justify the wager in the long run. Following basic strategy and avoiding insurance bets is usually the best approach for players aiming to maximize their chances of winning over time. Only advanced players with knowledge of card counting strategies might sometimes find insurance to be advantageous in specific game situations.
