A blackjack is a special hand made up of an Ace and a 10-point card (10, Jack, Queen, or King) dealt as your first two cards, and it pays out at a higher rate, usually 3:2. A regular 21 hand also totals 21, but it’s made up of more than two cards and pays out at the standard 1:1 rate. While both hands total the same points, a blackjack is the more valuable hand.