What happens if the total value of the cards exceeds 9?

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In Baccarat, if the total value of the cards in a hand exceeds 9, only the rightmost digit is considered. This means that any hand with a total value above 9 will have its value reduced by 10. Here's an example to illustrate this:

Let's say the player is dealt a 7 and a 6, which would normally sum up to 13. However, since only the rightmost digit is considered, the total value of the player's hand is 3 (13 - 10 = 3).

Similarly, if the player is dealt a 9 and a 5, the total value would normally be 14. However, in Baccarat, the value is reduced by 10, resulting in a total value of 4 (14 - 10 = 4).

This rule of reducing the value by 10 when it exceeds 9 applies to both the player's and the banker's hands. The purpose of this rule is to ensure that the values of the hands remain within the range of 0 to 9, as Baccarat is a game where the goal is to have a hand value closest to 9.
 
It's important to note that this rule of reducing the value by 10 when it exceeds 9 does not apply to the third card drawn in certain situations. The third card is drawn according to specific rules that depend on the total value of the player's and banker's hands.

For example, if the player's hand has a total value of 5 or less, they are allowed to draw a third card. In this case, the value of the player's hand will be the sum of the three cards, unless it exceeds 9. In that case, the value will be reduced by 10.

If the player's hand has a total value of 6 or 7, they must stand and not draw a third card. If the player's hand has a total value of 8 or 9 (referred to as a natural), it is considered the highest possible hand value and no further cards are drawn.

The banker's hand is also subject to specific rules for drawing a third card. These rules take into account not only the total value of the banker's hand, but also the value of the player's third card in certain situations. Again, if the total value of the banker's hand exceeds 9, the rightmost digit is considered and the value is reduced by 10.

Overall, the rule of reducing the value by 10 when it exceeds 9 helps to keep the hand values in Baccarat within a manageable range, ensuring fairness and providing clear guidelines for gameplay.
 
In many card games, if the total value of the cards in a hand exceeds 9, a specific rule called "modulo 10" or "baccarat-style" scoring is often applied. This rule means that only the rightmost digit of the total value is considered. Here's an example to illustrate this rule:

Let's say you have a hand with cards valued 7 and 8. The total value is 15, which exceeds 9. Applying the modulo 10 rule, you consider only the rightmost digit, which is 5. Therefore, the value of your hand would be 5.

Similarly, if you have a hand with cards valued 9 and 6, the total value is 15. Again, using the modulo 10 rule, the rightmost digit is 5, so the value of your hand would be 5
 
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