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The Third Card Rule in Baccarat is a set of predetermined rules that dictate whether the Player or Banker (or both) should draw a third card during the game. The rules for drawing a third card are as follows:
Player's Third Card Rule:
If the Player's initial two-card hand has a total value of 0 to 5, the Player must draw an additional card.
Banker's Third Card Rule:
The Banker's actions depend on the value of the Player's third card (if drawn). The rules for the Banker are as follows:
If the Player does not draw a third card (stands), the Banker follows these rules:
If the Banker's hand total is 0 to 2, the Banker draws a third card.
If the Banker's hand total is 3, the Banker draws a third card unless the Player's third card is an 8.
If the Banker's hand total is 4, the Banker draws a third card if the Player's third card is 2 to 7.
If the Banker's hand total is 5, the Banker draws a third card if the Player's third card is 4 to 7.
If the Banker's hand total is 6, the Banker draws a third card if the Player's third card is 6 or 7.
If the Banker's hand total is 7, the Banker stands and does not draw a third card.
Player's Third Card Rule:
If the Player's initial two-card hand has a total value of 0 to 5, the Player must draw an additional card.
Banker's Third Card Rule:
The Banker's actions depend on the value of the Player's third card (if drawn). The rules for the Banker are as follows:
If the Player does not draw a third card (stands), the Banker follows these rules:
If the Banker's hand total is 0 to 2, the Banker draws a third card.
If the Banker's hand total is 3, the Banker draws a third card unless the Player's third card is an 8.
If the Banker's hand total is 4, the Banker draws a third card if the Player's third card is 2 to 7.
If the Banker's hand total is 5, the Banker draws a third card if the Player's third card is 4 to 7.
If the Banker's hand total is 6, the Banker draws a third card if the Player's third card is 6 or 7.
If the Banker's hand total is 7, the Banker stands and does not draw a third card.