When does the banker receive a third card?

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In the game of Baccarat, the banker receives a third card based on a specific set of rules. The rules for the banker to draw a third card are as follows:

- If the player has a total of 8 or 9 from the first two cards, the banker does not draw a third card.
- If the player has a total of 0-5 from the first two cards, the banker draws a third card.
- If the player stands (i.e., does not draw a third card), the banker's drawing of a third card depends on their own hand's total and the value of the player's third card (if drawn). The following rules apply:

- If the banker has a total of 0-2, they always draw a third card.
- If the banker has a total of 3, they draw a third card unless the player's third card is an 8.
- If the banker has a total of 4, they draw a third card if the player's third card is a 2-7.
 
- If the banker has a total of 5, they draw a third card if the player's third card is a 4-7.
- If the banker has a total of 6, they draw a third card if the player's third card is a 6-7.
- If the banker has a total of 7, they stand and do not draw a third card.

It is important to note that in Baccarat, only the first two cards for the player and banker are initially dealt. It is the player's action (whether they draw a third card or stand) that determines whether the banker receives a third card. The outcome of the game is then determined by comparing the totals of the player's and banker's hands.

These rules are followed strictly and serve to create a fair and balanced gameplay experience in Baccarat. They are designed to minimize the influence of strategy and rely mostly on chance.
 
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