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In the game of Baccarat, the banker receives a third card based on a specific set of rules. The rules for the banker to draw a third card are as follows:
- If the player has a total of 8 or 9 from the first two cards, the banker does not draw a third card.
- If the player has a total of 0-5 from the first two cards, the banker draws a third card.
- If the player stands (i.e., does not draw a third card), the banker's drawing of a third card depends on their own hand's total and the value of the player's third card (if drawn). The following rules apply:
- If the banker has a total of 0-2, they always draw a third card.
- If the banker has a total of 3, they draw a third card unless the player's third card is an 8.
- If the banker has a total of 4, they draw a third card if the player's third card is a 2-7.
- If the player has a total of 8 or 9 from the first two cards, the banker does not draw a third card.
- If the player has a total of 0-5 from the first two cards, the banker draws a third card.
- If the player stands (i.e., does not draw a third card), the banker's drawing of a third card depends on their own hand's total and the value of the player's third card (if drawn). The following rules apply:
- If the banker has a total of 0-2, they always draw a third card.
- If the banker has a total of 3, they draw a third card unless the player's third card is an 8.
- If the banker has a total of 4, they draw a third card if the player's third card is a 2-7.