How is a hand's total value determined in the game of baccarat?

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In the game of baccarat, a hand's total value is determined by adding up the point values of the individual cards. Aces are valued at 1 point, cards numbered 2 through 9 are worth their face value in points, and 10s, Jacks, Queens, and Kings carry no point value, being treated as 0. The total is calculated by summing these points, but if the sum goes beyond 9, only the last digit is taken into account. This unique method of computing the hand's value underscores the central goal of the game, which is to achieve a total of 9 or get as close to it as possible.
 
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